Sometime, we feel that we have tried to do our best in spending the money for the important need only, and left our desire. However, sometime we don’t really understand about the real difference between a need and a desire (want) . Perhaps none of us can answer it right.

A need is an expense that should be done, while an expense that can be delayed. With this simple explanation, we should create the clear priority in our family expenses.

You can try to ask yourself when you spend your money.  Is this expense can be postponed or not? What is consequence if it postponed? If the answer is no and it cannot be postponed because it will have the higher negative effect, then this is a need and you have to spend it.

However, if the expense is postponed and it will not affect any problem, it means that this is a desire and not a need. Ok, I will give you some example to make it clearer. Today, communication is an important necessary, and buying your cellphone’s credit is automatically necessary. If not buying the credits will give the bad effect to you and family such as influencing your family business, then it is an necessary. However, if this is only for calling your friends to hang out, then it is a desire.